
Imagine this: on your 21st birthday, the government deposits money into your account — not as a reward, not as a loan, but as a right.
The money is there to help you “begin the world”: start a small business, move to a new city, study, or simply escape deep poverty.
This radical idea is not from a modern politician or a start-up founder. It comes from Thomas Paine, an 18th-century writer and revolutionary thinker, who wrote about:
“…a plan for meliorating the conditions of man by creating in every nation, a national fund, to pay to every person, when arriving at the age of twenty-one years, the sum of fifteen pounds sterling, to enable him or her to begin the world!”
In this blog post, we’ll explore what Paine meant, how his idea connects to Universal Basic Income (UBI) and social welfare, and why his vision of opportunity, dignity, and fairness still speaks to us today.
🧠 “A Fund to Begin the World”
When Thomas Paine proposed a national fund for every young adult, he was not daydreaming. He was making a serious political and moral argument. In his time, society was deeply unequal. Land, wealth, and power were mostly in the hands of a small elite, while many people lived in poverty, working long hours just to survive.
Paine believed that every human being had inherent worth and dignity, simply because they were human. He argued that the earth itself was a common gift from God to all people, not just to the rich. However, because land and resources had been taken and enclosed by private owners over time, most people no longer had direct access to the means of living. This, in his view, created a kind of injustice.
His solution was bold: create a national fund that would pay every young person a fixed sum of money at the age of 21. This payment would not be charity, but compensation for the loss of natural access to land and opportunity. Paine’s idea was that this money would help a young person begin the world — to rent a place to live, buy tools, start a trade, or gain some independence from their parents or employers.
If we translate Paine’s idea into modern language, it sounds very similar to Universal Basic Income (UBI) or at least a one-time basic capital grant. Today, many people argue that in a world of expensive housing, unstable jobs, and rapid automation, some form of guaranteed income could help reduce inequality and give people a real chance to shape their own future. Paine’s proposal was not just about money; it was about freedom and agency — the ability to make real choices.
Paine was also careful to explain that his plan was practical. The national fund would be created through taxes on inherited property and large estates. In other words, those who received great wealth from previous generations would give back a small part of it to support the next generation. This would not destroy private property, but it would moderate extreme inequality and redistribute a little power.
From a modern perspective, his plan raises interesting questions. Would such a fund make young people lazy, or would it encourage entrepreneurship and innovation? Would people waste the money, or would they invest it wisely? We can look at real examples today: in some countries, citizens receive regular dividends from natural resources, like oil or minerals. In others, there are special savings accounts or grants for students and young people. These programs show that giving people a financial foundation can support education, health, and small business development.
At the same time, critics worry about dependency on government payments and the financial burden on the state. Paine, however, believed that the cost of deep poverty, social conflict, and crime was actually higher. For him, a fairer start in life would create a more stable, peaceful, and cooperative society. He saw his plan as a way of meliorating — improving — the human condition, not by controlling people, but by empowering them.
For language learners and global citizens today, Paine’s proposal is also a powerful reminder that ideas matter. The way we design our economic systems, taxes, and social policies reflects what we believe about human beings. Do we see people as problems to manage, or as potential to develop? Paine clearly chose the second view. He believed that ordinary people, if given a fair start, could contribute creatively and productively to their communities.
In the 21st century, debates about UBI, youth unemployment, housing crises, and inequality show that we are still wrestling with the same core issues. Paine’s old-fashioned phrase, “to begin the world,” invites us to ask: what would it look like if every young adult truly had the resources to start life with hope, security, and freedom?
🧩 Vocabulary Builder
meliorating – improving or making something better
Example: Policies aimed at meliorating living conditions often focus on health and housing.
conditions (of man) – the general situation or quality of people’s lives (work, housing, rights, etc.)
Example: The report described the poor conditions of workers in the factory.
national fund – a pool of money controlled by the state for a specific purpose
Example: The government created a national fund to support students from low-income families.
inherent – existing as a natural or basic part of something
Example: Many people believe that human beings have inherent dignity and rights.
elite – a small, powerful group with a lot of money, status, or influence
Example: Political decisions were often made by a wealthy elite.
inequality – an unfair situation where some people have more money, power, or opportunities than others
Example: Rising inequality has become a major political issue in many countries.
compensation – money given to make up for a loss, damage, or disadvantage
Example: The company paid compensation to residents affected by the pollution.
independence – the state of not depending on other people for money or support
Example: Starting her own business gave her more independence.
agency – the ability to act and make choices, rather than just being controlled by others
Example: Social programs should increase people’s agency, not reduce it.
redistribute – to share something out differently or more fairly
Example: Some tax systems try to redistribute wealth from the rich to the poor.
entrepreneurship – the activity of starting and running your own business
Example: The city offers training to support youth entrepreneurship.
dependency – when someone or something relies too much on another person, group, or system
Example: Long-term dependency on welfare can be a concern for policymakers.
burden – something difficult or heavy that you must deal with (financial, emotional, etc.)
Example: The cost of healthcare can be a heavy burden for low-income families.
dividends – regular payments of profits to people who own shares or rights in something
Example: Citizens receive dividends from the country’s oil revenues every year.
empowering – giving someone power, confidence, or control over their own life
Example: Education is often described as empowering for individuals and communities.
💬 Idioms & Phrasal Verbs
To get a head start – to have an advantage at the beginning
Example: Receiving a financial grant at 21 would help young adults get a head start in life.
To level the playing field – to make a situation fair for everyone
Example: A national fund could help level the playing field between rich and poor families.
To make ends meet – to have just enough money to live
Example: Without support, many young people struggle to make ends meet.
To break the cycle – to stop a negative pattern from continuing
Example: Early financial support can break the cycle of poverty for many families.
To fall through the cracks – to be missed or forgotten by a system
Example: Paine worried about people who fell through the cracks of society.
📝 Test Your Comprehension
Decide if the statements are True (T) or False (F).
Thomas Paine wanted to destroy private property completely.
Paine believed that every person has inherent dignity.
The national fund was meant to be a form of charity for the poor.
Paine suggested using taxes on large estates to create the fund.
Paine’s idea is similar to some modern debates about Universal Basic Income (UBI).
Choose the correct answer (a, b, or c).
Paine’s main goal in creating a national fund was to:
a) Reward people for working hard
b) Help young adults begin their lives with some independence
c) Pay off the government’s debts
In Paine’s view, the loss of access to land and resources for ordinary people was:
a) Completely natural and fair
b) A reason to expand the elite’s power
c) A kind of injustice that needed compensation
The text suggests that giving young people money at 21 might:
a) Only make them lazy
b) Support entrepreneurship and opportunity
c) Immediately solve all economic problems
Critics of such a fund are mainly worried about:
a) The color of the national currency
b) Overpopulation
c) Dependency on payments and the financial burden on the state
The phrase “to begin the world” in Paine’s writing means:
a) To leave Earth and travel to space
b) To start adult life with some basic security and freedom
c) To create a new universe
✅ Answer Key
T/F: 1) F, 2) T, 3) F, 4) T, 5) T
MCQ: 6) b, 7) c, 8) b, 9) c, 10) b
🗣️ Discussion Questions
Do you think every young adult should receive money from the state at a certain age? Why or why not?
In your country, what helps or stops young people from getting a head start in life?
Would a national fund encourage entrepreneurship, or would it create dependency?
How is inequality visible in your society today? What would Thomas Paine say about it?
If you received a one-time grant at 21, how would you use it wisely to “begin the world”?
📜 Interesting Facts about Thomas Paine
Thomas Paine (1737–1809) was an English-born writer who became a key voice in both the American and French Revolutions.
His pamphlet “Common Sense” powerfully argued for American independence from Britain and sold hundreds of thousands of copies.
Paine was not just a political writer; he also wrote about social justice, welfare, and the future of democracy.
His ideas were considered shocking by many elites, but they inspired ordinary people to think differently about rights, freedom, and government.
🏙️ A Modern Case Study – A “Fund for Citizens”
One famous modern example is the Alaska Permanent Fund in the United States. The state of Alaska invests money from its oil and gas industries in a large fund. Every year, residents receive a dividend — a cash payment — from this fund.
This is not the same as Paine’s proposal, but it shows a similar principle: natural resources belong to everyone, so the profits should be shared. Some people see this as a small, real-world test of basic income ideas. It suggests that giving people a share of national wealth can support families without destroying the economy.
🌟 Final Reflection & Gentle Call to Action
Thomas Paine lived more than 200 years ago, yet his question is still alive: What does a fair start in life look like?
Whether you agree with his national fund or not, his writing pushes us to think about how we treat the next generation. Are we only telling young people to “work hard,” or are we also building systems that empower them to begin the world with real chances, not just empty words?
As you improve your English and your understanding of global ideas, try to notice how discussions about UBI, welfare, and opportunity are happening in your country and around the world. Your voice, and your ideas, also have inherent value.
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HEY, I’M HENRY
Hi, I’m Henry Lilienfield, a TEFL veteran with teaching experience across China, Taiwan, Oman, Saudi Arabia, Iraq, South Africa, and online. With a law degree, two post-grad qualifications in Education Management and Development Studies, and a Level 5 TEFL Diploma, I bring deep knowledge and a practical approach to everything I teach—whether it’s English lessons or how to start your own online teaching business.



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